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Travel Insurance

Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. The schedule of the cover below sets out a summary of the cover provided by insurance we have arranged with Travel & General Insurance Services Limited (tagis).

The cover is underwritten by ACE European Group Limited (ACE) (firm reference number 202803) who are authorised and regulated by the Financial Services authority and full details of which can be found on the FSA website (www.fsa.gov.uk). Emperor Tours Limited is an Introducer Appointed Representative of Travel & General Insurance Services Limited (tagis) who are also fully authorised and regulated by the FSA (firm reference number 304788) FOR A FREE QUOTE CLICK HERE

Single Trip Insurance:

Schedule of Cover
	Section	Sum Insured Per Person	Excess Per Person
Standard Cover
A	Cancellation or curtailment charges	Up to £5,000	£50

B	Emergency medical repatriation and associated expenses abroad	Up to £5,000,000	£50
	Hospital benefit	£20 for each 24 hour period to a maximum of £500	Nil
	Criminal injuries benefits	£100 for each 24 hour period to a maximum of £5,000	Nil

C	Personal accident
	Disability	Up to £25,000 (age limits apply)	Nil
	Death	Up to £10,000	Nil

D	Travel delay	£25 first 12 hours and £25 each subsequent 12 hours to a maximum of £100	Nil
	Missed connection	Up to £1,000	Nil
	Hijack of aircraft, train or sea vessel	£100 per complete day up to a maximum of £3,000	Nil

E	Personal effects	Up to £2,500, Single item limit £400, Valuables limit £500	£50
	Personal money	£500	£50
	Passport or visa	Up to £250	£50
	Tickets	Up to £1,000	£50

F	Personal liability	Up to £2,000,000	£250

G	Legal expenses	Up to £15,000	Nil

Available to EU residents

Includes cover for Volcanic Ash and adverse weather conditions under the travel delay section.

Important Declaration

An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Any facts known to you, which could possibly result in you having to make a claim, must be disclosed otherwise you may not be covered. In addition, anyone named as insured under this policy must have read and understood the following relating to Pre-Existing Medical Conditions:

1 - Do you or a Close Relative have a Pre-existing Medical Condition?

2 - Have you or a Close Relative received a terminal prognosis for any medical condition?

3 - Are you or a Close Relative aware of a medical condition but have not received a formal diagnosis?

4 - Are you or a Close Relative on a waiting list or have the knowledge of the need for surgery in a hospital?

5 - are you aware of any circumstances that could reasonably be expected to give rise to a claim on this policy?

If you have answered yes to any of these questions, you must contact Healthcheck on 0844 826 2711

A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim. FOR A FREE QUOTE CLICK HERE

Failure to comply with the terms & conditions of the policy may result in cover being restricted.